General Money-Making Apps (from NerdWallet):

  • Ibotta: Cash back on in-store and online purchases. Requires minimum $20 for redemption. Slow process.
  • Rakuten: Cash back on purchases from retailers, restaurants, food delivery. Payments every three months.
  • Swagbucks: Earn points (SB) by shopping, surveys, videos, games. 100 SB = $1. Many ways to earn, but low pay per task.
  • Fiverr: Freelancing marketplace for various gigs. Takes 20% of earnings. 14-day waiting period for withdrawal.
  • Upwork: Connects freelancers to gigs. Takes 10% cut of earnings. Connects (credits) needed to contact clients.
  • OfferUp: Local marketplace for selling items.

Investment Apps (from Forbes Advisor):

investimentodobrado
  • Robinhood: Best for active traders. $0 monthly fee, $0.01 minimum to start investing. User-friendly.
  • Acorns: Best for beginners. $3 monthly fee, $5 minimum to start investing. Focuses on educating beginners and picking portfolios.
  • Fidelity Mobile: Best for average investors. $0 account minimum. Available on iOS, Android, Amazon.
  • Public: Best for transparency. $0 monthly fee, $0 minimum to start investing.
  • Charles Schwab: Best for money management. $0 monthly fee, $0 minimum to start investing.
  • M1 Finance: Best for automated investing. $3 monthly fee, $100 minimum to start investing.
  • Webull: Best for advanced investors. $0 monthly fee, $5 minimum to start investing.
  • Wealthfront: Best for hands-off investors. $0 monthly fee (but 0.25% AUM fee), $1 minimum to start investing.
  • SoFi: Best for financial advisor access. $0 monthly fee, $5 minimum to start investing.
  • Betterment: Best robo-advisor investment app. $0 account minimum.

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Article Structure Idea:


1.Introduction: Briefly introduce the concept of money-making apps and investment apps, and their growing popularity. State the article's purpose: to highlight the best apps for earning and investing money.

2.Section 1: Top Money-Making Apps (General): Detail apps like Ibotta, Rakuten, Swagbucks, Fiverr, Upwork, and OfferUp. For each, explain how it works, its benefits, and drawbacks. Include a small image for each app or a general image for the section.

3.Section 2: Best Investment Apps: Focus on apps like Robinhood, Acorns, Fidelity Mobile, Public, Charles Schwab, M1 Finance, Webull, Wealthfront, SoFi, and Betterment. For each, explain its primary use case (e.g., active trading, beginners, automated investing), key features, and any associated fees or minimums. Include a small image for each app or a general image for the section.

4.Choosing the Right App: Provide guidance on how to select an app based on individual goals, risk tolerance, and experience level. Discuss factors like fees, investment options, educational resources, and user interface.

5.Tips for Maximizing Earnings/Investments: Offer general advice on how to get the most out of these apps (e.g., consistency, diversification, understanding terms).

6.Conclusion: Summarize the benefits of using these apps and encourage readers to start their journey towards financial growth. Call to action.